How long does it take for the Discover Savings Bonus to hit your account after meeting requirements?

It didn’t take long for me at all.

With inflation taking a beating on the buying power of your checking account balance, many people, like myself, are looking for places to park some extra cash to weather the storm.

I’ve found one of the best ways to hedge against inflation is putting money into a High Yield Savings account, like how I did with Discover Savings.

With a 3% APY that seems to increase every week thanks to the Fed and banks competing against each other, it’s a no-brainer.

Discover is making it sweeter through Dec 15 by adding a $150 Bonus if you deposit at least $15,000 within 30 days of opening an account or $200 if you deposit at least $25,000, also within 30 days of opening an account.

While some Savings Accounts Bonuses pay off weeks or even months after the bonus offer deadline, my experience with Discover’s Savings Bonus was the exact opposite.

As I’m about to show you it literally took less than 48 hours for my Discover Savings Bonus to hit.

Here’s a screenshot of my Discover Savings account from earlier this month below.

Only one day!

I linked my bank account on the 27th, set up a transfer on the same day, the transfer hit my account on the 28th, and my bonus hit on the 30th.


If I wanted, I could transfer that $200, as part of my 6 transfers a month, to my external bank account and spend it all willy-nilly.

Free money! (sort of)

I, instead, am keeping it in my Discover Savings account and will let it accrue interest along with the rest of my money.

So, if you have any doubts about how long it’ll take for your Discover Savings bonus to hit, as long as you hit the requirement, it’ll automatically trigger your bonus to send and will land in your account in as fast as 48 hours if not sooner.

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